Terms of Service
Terms of Service
Effective Date: 04/01/2026
These Terms of Service (“Terms”) govern your access to and use of the websites, content, programs, products, services, and related features operated by LDI Institute, LLC dba The Advisor Authority (“Company,” “we,” “us,” or “our”), including www.erinbotsford.com, related subdomains, and associated services (collectively, the “Site” and “Services”).
By accessing or using the Site or Services, you agree to be bound by these Terms. If you do not agree, do not use the Site or Services.
1. Eligibility
You must be at least 18 years old to use the Site or Services, or you must use them under the supervision and consent of a parent or legal guardian. By using the Site or Services, you represent that you meet these requirements.
2. Use of the Site and Services
You agree to use the Site and Services only for lawful purposes and in accordance with these Terms.
You agree not to:
- use the Site in violation of any applicable law or regulation;
- interfere with the operation, security, or integrity of the Site;
- attempt to gain unauthorized access to accounts, systems, or data;
- post or transmit unlawful, abusive, defamatory, infringing, or otherwise harmful content;
- impersonate another person or misrepresent your affiliation with any person or entity; or
- use the Site or Services in a way that could damage, disable, overburden, or impair our systems or operations.
3. Account registration and security
Some features may require you to create an account. You agree to provide accurate, current, and complete information and to update it as needed.
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. We reserve the right to suspend or terminate accounts that contain false information or are used in violation of these Terms.
4. Purchases and payments
If you purchase products, programs, or services through the Site, you agree to provide current, complete, and accurate billing and payment information.
Payments may be processed by third-party payment processors, including Stripe. We do not store full payment card details on our own systems unless specifically stated. Your payment transactions may also be subject to the terms and policies of the applicable payment processor.
We reserve the right to refuse, limit, or cancel any order or transaction where permitted by law.
5. Programs, content, and services
The Site may offer educational content, videos, live streaming, on-demand materials, downloads, job postings, shopping features, and other services. All content and services are provided for general informational, educational, or business purposes unless expressly stated otherwise.
We may modify, suspend, or discontinue any part of the Site or Services at any time, with or without notice.
6. User content and public areas
If you submit comments, testimonials, posts, messages, or other materials to public areas of the Site or linked social platforms, you understand that such content may be visible to others and may not be treated as confidential.
You are solely responsible for the content you submit. By submitting content, you represent that you have the right to do so and that your content does not violate any law or the rights of any third party.
You grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, display, distribute, and publish content you submit for the purpose of operating, promoting, or improving the Site and Services, subject to applicable law and any separate written agreement.
7. Testimonials
If you provide a testimonial to us, you agree that we may display it along with your name or other identifying information if you have given consent. You may contact us to request an update or removal of a testimonial, subject to our legal and operational obligations.
8. Third-party services and links
The Site may contain links to third-party websites, services, social media platforms, advertisers, embedded tools, or business partners. We do not control and are not responsible for the content, practices, terms, or privacy policies of any third party.
Your use of third-party services is at your own risk and may be governed by separate terms and policies.
9. Intellectual property
Unless otherwise stated, the Site and Services, including text, graphics, branding, videos, course materials, designs, logos, software, and other content, are owned by or licensed to the Company and are protected by intellectual property laws.
You may not copy, reproduce, republish, distribute, modify, create derivative works from, publicly display, or exploit any part of the Site or Services without our prior written permission, except as allowed by law or expressly authorized by us.
10. Acceptable use of educational and digital materials
Any materials made available for download, streaming, or participation are licensed for your personal or internal business use only, unless we expressly state otherwise in writing.
You may not resell, redistribute, share login access, or commercially exploit any paid or restricted content without authorization.
11. Privacy
Your use of the Site and Services is also subject to our Privacy Policy and Cookie Policy, which describe how we collect, use, and disclose information.
12. International use
The Site is operated from the United States. If you access the Site from outside the United States, you understand that your information may be transferred to, stored in, and processed in the United States and other jurisdictions where our service providers operate.
13. Disclaimer of warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
WE DO NOT GUARANTEE THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
14. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES, OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE OR SERVICES WILL NOT EXCEED THE AMOUNT YOU PAID TO US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
15. Indemnification
You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to:
- your use of the Site or Services;
- your violation of these Terms;
- your violation of any applicable law or third-party right; or
- any content or information you submit through the Site.
16. Termination
We may suspend or terminate your access to the Site or Services at any time, with or without notice, if we believe you have violated these Terms, applicable law, or any policy governing the Site.
Sections that by their nature should survive termination will survive, including without limitation sections relating to intellectual property, disclaimers, limitation of liability, indemnification, and dispute-related provisions.
17. Governing law
These Terms will be governed by and construed in accordance with the laws of the State of [Texas], without regard to conflict of law principles.
18. Dispute resolution
Any dispute arising out of or relating to these Terms or the Site shall first be addressed by contacting us and attempting to resolve the matter informally.
If informal resolution is unsuccessful, any legal action shall be brought in the state or federal courts located in [Collin County, Texas], unless applicable law requires otherwise, and you consent to that jurisdiction and venue.
19. Changes to these Terms
We may update these Terms from time to time. When we do, we will revise the Effective Date above. Your continued use of the Site or Services after changes become effective constitutes your acceptance of the updated Terms.
20. Contact information
If you have questions about these Terms, contact us at:
LDI Institute, LLC dba The Advisor Authority
6710 Virginia Pkwy., Suite 215 PMB 3
McKinney, TX 75071-5615
Phone: (972) 383-9607
Email: support@theadvisorauthority.com